About LoanMath365

What we publish

LoanMath365 provides six related calculators and original explanations of installment payments, total interest, amortization, extra payments, loan comparisons, fees and debt-to-income ratios. Our goal is to make calculations inspectable and easy to reproduce rather than promote a particular loan product.

Editorial principles

We distinguish a loan’s note rate from APR, identify assumptions beside tools, use examples with stated inputs and avoid presenting hypothetical rates as live lender quotes. Financial decisions depend on your circumstances, the exact contract and current disclosures.

We do not provide personal financial, legal, tax or credit advice. We are not a lender, broker or credit-reporting agency. No loan application or approval is available here.

Site author

Created by James Gore. This site is supported by advertising where enabled; advertisers do not set the calculator formulas or determine individual results.